An Investment In the Kingdom

Your Alternative to Traditional Banking

For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? Otherwise, when he has laid a foundation and is not able to finish, all who see it begin to mock him, saying, ‘This man began to build and was not able to finish.’ Luke 14:28-30 ESV

We are excited to let you know about the United Methodist Credit Union Association (UMCUA) and some of the ways association members can be your financial partners in ministry, helping you to build up the Kingdom.

They are a group of credit unions throughout the United States working in collaboration to provide an alternative to traditional banking.

Each credit union operates independently and provides banking and lending solutions to clergy, laity and local churches throughout the Unites States. As a member of a United Methodist church you are eligible to join and take full advantage of all of their products and services designed with you in mind!

You might wonder what exactly is a credit union and why would you join one?

One of the biggest reasons, is that when you partner with them, you are making an investment in the kingdom.

You see, the more members they have; the better dividends they can pay and the more projects they can fund like the building project with 1st UMC in Upland, California. Personal savings and checking accounts, home and auto loans to church construction projects and refinances  are just a few of the ways they are investing in our United Methodist connection.

UMFCU, a member of UMCUA, funds church loan for installation of energy saving solar panels

“We are happy with these needed funds to complete the installation of our solar panel energy efficient and money saving project.  This is our second loan with the UMFCU and we appreciate the competitive rates and terms and great member services.”  Maxine Sawtell, Chair of Board of Trustees of 1st UMC of Upland in Upland, CA.

credit unions

UMFCU President and CEO, Ramon Noperi, congratulates 1st UMC of Upland for its solar panel church loan.  Maxine Sawtell and Andy Parsons from 1st UMC Upland, accept the loan.

This is but a glimpse of the partnerships within the United Methodist Financial Credit Union Association.

Stop by online to learn more.

www.umcua.org

Meditation Monday: Opportunity Costs – Investing Our Disposable Income

Opportunity Costs

“So much of what Americans live with is an economic landscape – malls, stores, and movie theaters, ski slopes and theme parks –  in which one’s relationship to place had to do with boredom, undisciplined need, and envy.” Gretel Ehrlich, Sacred Earth

Disposable Income

When you drive around your town, what passes you by?

A big box store? Restaurants? A couple of grocery stores?  Two of the same brand coffee shops? Office buildings? Houses, apartments? A park or soccer field? Schools or churches? Hospitals?

It isn’t any wonder with all these choices that we “invest” our disposable income on things. In 2007, we were exposed to 600 advertisements a day. Now we are exposed to 3,000 advertisements a day; 1.2 million in a year.

Jesus was asked to judge in a dispute between brothers over their inheritance, but he said, “Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.” Luke 12:15 (CEB)

In a culture today that depends on consuming goods and services, every activity seems to have a price tag. Everything is for sale. But Jesus warned us that our love of possessions should not overpower our love of those around us.

Opportunity Costs

Rev. Adam Hamilton, in a sermon on money, put forth the idea that for every purchase we make, there is an additional opportunity cost that we must consider.

What would happen if we reconsidered our spending choices according to opportunity costs?  Could we, instead, buy 8,000 mosquito nets for Africa, 1,600 food baskets for Syrian refugees, or make a real impact in the lives of individuals for years to come through one of the many ministries of our local churches and connectional ministries of The United Methodist Church.

Dear God, we are grateful for all that we have when so many go without.  Help us to be generous not only with our finances but with our time and effort as well.  Show us the path you would have us take in the coming days, months and years.  Amen.